Oxford Economics is the world leader in global economic forecasting and global economic research. Founded in 1981 OE provides economic advice and forecasts to international organisations. OE produces projections, analysis and data on 200+ countries, 100+ industrial sectors and 7,000+ cities and regions. BIS Oxford Economics and Oxford Economics Australia is majority owned by Oxford Economics.

Oxford Economics Ltd. (“Oxford Economics,” “Us,” or “We”) is committed to protecting the privacy of the users of MyOxford Service (www.oxfordeconomics.com/my-oxford) and Global Data Services (data.oxfordeconomics.com) web sites (the “Service Sites”) and company web sites (www.oxfordeconomics.com and www.oxfordeconomics.com.au and www.oxfordeconomics.com.au, the “Web Sites”) and any other such sites that we may notify you of from time to time. The Web Sites was designed to help you and your company develop a good understanding of Oxford Economics, Oxford Economics Australia and BIS Oxford Economics’ offerings.

This privacy policy (the “Policy”) discloses Oxford Economics, Oxford Economics Australia and BIS Oxford Economics’ information privacy practices for the Service Sites and where applicable to the Web Sites, and is intended to inform registered users and other visitors to the Sites of the data collection and use practices of the “Sites” (i.e. both “Service Sites” and “Web Sites”).

BY USING THE SITES, YOU AGREE TO THE TERMS OF THIS PRIVACY POLICY AND YOU EXPRESSLY CONSENT TO THE PROCESSING OF YOUR PERSONAL INFORMATION ACCORDING TO THIS PRIVACY POLICY. YOUR PERSONAL INFORMATION MAY BE PROCESSED BY US IN THE COUNTRY WHERE IT WAS COLLECTED AS WELL AS OTHER COUNTRIES (INCLUDING THE UNITED STATES) WHERE LAWS REGARDING PROCESSING OF PERSONAL INFORMATION MAY BE LESS STRINGENT THAN THE LAWS IN YOUR COUNTRY.

Amendments to this Policy will be posted on the Sites and will be effective when posted. Your continued use of the Sites following the posting of any amendment will constitute your acceptance of that amendment, except if your personally identifiable information will be used in a materially different manner. See the Notification of Changes section below for further information.

If you have questions or concerns regarding this Policy, you should contact Oxford Economics by e-mail at ‘[email protected]’.

REGISTERED USERS

Registration is not mandatory to access certain public areas of the Web Sites. A pre-paid subscription or trial registration is, however, required for access to certain areas of the Web Sites and all areas of the Service Sites and the products and services provided through those areas of the Sites. When you sign up for a subscription or register for a trial use of the Service Sites, you are given an account with MyOxford and Global Data Services (your “Account”) and you will be assigned a username and password for purposes of accessing your Account, the Service Sites and the portions of the Web Sites available to registered users.

Oxford Economics, Oxford Economics Australia and BIS Oxford Economics are not responsible for any loss or misuse of your username and password. Always remember that in order to protect your privacy you should not share your username and password with others.

PERSONALLY IDENTIFIABLE INFORMATION

We collect and share personally identifiable information regarding users of the Sites as described in this Policy. Except as noted in this Policy, personally identifiable information collected on the Sites is not shared with third parties without your consent.

We may automatically collect personally identifiable information from you when you access the Sites. We may also collect personally identifiable information from you through a number of voluntary sources on the Sites, such as emails, postings, messages or other electronic submissions and communications sent by you to Oxford Economics, Oxford Economics Australia and BIS Oxford Economics or the Sites.

The personally identifiable information we may collect from you will include, by way of example:

• Full name
• Company name
• Contact information (including, address, postal/zip code, country, and phone number)
• E-mail address
• Other information volunteered by users, such as information provided during surveys and Sites’ registration
• IP address
• User specific and aggregate information on the areas of the Sites accessed
• User name and password information for the Sites.

YOU SHOULD NOT PROVIDE OXFORD ECONOMICS WITH ANY PERSONALLY IDENTIFIABLE INFORMATION OR SUBMIT OR POST ANY PERSONALLY IDENTIFIABLE INFORMATION TO THE SITE UNLESS YOU WOULD LIKE THAT INFORMATION TO BE USED BY OXFORD ECONOMICS, OXFORD ECONOMICS AUSTRALIA AND BIS OXFORD ECONOMICS IN ACCORDANCE WITH THIS POLICY.

LIKEWISE, YOU SHOULD NOT SUBMIT OR POST ANY PERSONALLY IDENTIFIABLE INFORMATION TO THE WEB SITE UNLESS YOU WANT THAT INFORMATION TO BE ACCESSIBLE BY OTHER USERS OF THE WEB SITE, AS INFORMATION POSTED ON THE WEB SITE MAY BE MADE AVAILABLE TO OTHER USERS OF THE WEB SITE.

PERSONALLY IDENTIFIABLE INFORMATION POSTED TO THE SERVICE SITE IS NOT ACCESSIBLE BY OTHER USERS OF THE SERVICE SITE WHO DO NOT BELONG TO YOUR PEER USER GROUP OR ORGANISATION AND WHO ARE ALSO REGISTERED ON THE SERVICE SITE.

The personally identifiable information that Oxford Economics, Oxford Economics Australia and BIS Oxford Economics collects from users of the Sites (both registered and unregistered) may be used for a variety of purposes, for example, to provide the services and products offered through the Sites to users of the Sites, to customise content and/or layout of the Sites for each individual user of the Sites, to notify users of the Sites about updates to and activities on the Sites and about goods and services that we feel may be of interest to you, to improve the content of the Sites, to analyse data and patterns regarding usage of the Sites, to contact users of the Sites for marketing purposes, and to contact users of the Sites for information verification purposes.

Oxford Economics, Oxford Economics Australia and BIS Oxford Economics may collect and publish statistics and usage information related to the Users’ consumption and feedback of content only in Anonymous Information cases. We may publish consumption data associated with a certain keyword or piece of content, but never in relation to your Account. We may collect certain information from visitors to the Sites and users of the Services, such as Internet addresses. This information is logged to help diagnose technical problems and prevent security breaches.

DISCLOSURE AS REQUIRED BY LAW

Though we make every reasonable effort to preserve user privacy, we may need to disclose personally identifiable information of certain users of the Sites when we have a reasonable and good-faith belief that the disclosure is necessary to comply with a current judicial proceeding, a court order, or legal process served on Oxford Economics, Oxford Economics Australia or BIS Oxford Economics or the Sites. In this situation, we will use reasonable efforts to provide notice of this disclosure to all affected users, to the extent reasonably possible under the circumstances.

SERVICE ANNOUNCEMENTS

On occasion, it is necessary to send out service-related announcements. For instance, if the Sites or any of the services offered through the Sites are temporarily suspended for maintenance we might send users an email. Generally, users may not opt out of these communications, though they can deactivate their accounts. These communications are not promotional in nature.

SPECIAL OFFERS AND UPDATES

We send all new registrants of the Sites a welcoming email to verify passwords and usernames. Established members will occasionally receive information on products, services and special deals, and periodic newsletters in accordance with their subscription agreements.

NON-PERSONALLY IDENTIFIABLE INFORMATION

Where possible, our server automatically recognises each visitor’s Internet Protocol addresses. We also collect information about how visitors use the Sites (for example what pages are viewed and products and services are purchased). This information, which is collected and maintained in an anonymous and non-personally identifiable form, allows us to improve the content of the Sites and facilitate market research. Sometimes, we utilise the services of a third party to help us understand this information better, although the information that is disclosed to these entities remains at all times in anonymous and non-personally identifiable form. Other than improving the Sites and the experience of visitors to the Sites, we make no other use of this information.

TRANSFER OF INFORMATION

As we continue to develop our business, we may participate in corporate transactions such as mergers and acquisitions, and it is possible that another company may acquire Oxford Economics Ltd, Oxford Economics Australia and BIS Oxford Economics or its business assets in the future. If Oxford Economics, Oxford Economics Australia and BIS Oxford Economics elect, in its reasonable discretion, to transfer ownership or control of the Sites to a third party, whether or not in the context of an acquisition of Oxford Economics, Oxford Economics Australia and BIS Oxford Economics or a merger of Oxford Economics, Oxford Economics Australia and BIS Oxford Economics with a third party, you consent to the transfer of your personally identifiable information and non-personally identifiable information to that third party, provided that all use of your information by that third party remains subject to the terms of this Policy.

COOKIES

Oxford Economics, Oxford Economics Australia and BIS Oxford Economics use “cookies” to improve the experience of the Sites. A cookie is a text file that is placed on your hard disk by a web page server, often including an anonymous unique identifier. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

We may use cookies for various purposes, for example, to save user preferences, customise Site content for individual users, to ensure that users are not repeatedly sent the same content, to record session information, to alert users to new areas that might be of interest upon return to the Sites, and to save certain information about users of the Sites and others who visit the Sites. We also use cookies to record current login information; however, you are still required to log in to your Account after a certain period of time has elapsed to protect you against others accidentally accessing your Account.

ACCESS, REVIEW, UPDATE

Users may review, delete/deactivate and update the personal information that was previously provided to us by changing their individual user profile by emailing us at ‘[email protected]’.

OTHER WEBSITES; LINKS

Third-party websites may be accessible through the Sites. These third-party websites have their own privacy and data collection policies and practices. Oxford Economics, Oxford Economics Australia and BIS Oxford Economics are not responsible for any actions or privacy policies of such third parties. You should check the applicable privacy policies of those third parties when providing personally identifiable information through linked websites.

CONSENT TO THE USE OF THIRD-PARTY PROVIDERS

In addition to the specific third parties noted in this Policy, Oxford Economics, Oxford Economics Australia and BIS Oxford Economics may also contract with other third parties to provide various services to Oxford Economics, Oxford Economics Australia and BIS Oxford Economics relating to the Sites on an outsourced basis rather than performing the services itself. For example, Oxford Economics, Oxford Economics Australia and BIS Oxford Economics may contract with an email provider to handle the distribution of email messages to members of the Sites. Likewise, Oxford Economics, Oxford Economics Australia and BIS Oxford Economics may contract with a website hosting provider to host all or a portion of the Sites for Oxford Economics, Oxford Economics Australia and BIS Oxford Economics. By visiting the Sites, all visitors consent to Oxford Economics, Oxford Economics Australia and BIS Oxford Economics providing both personal and non-personal information received from those visitors to these third-party providers for the purpose of enabling the third-party provider to provide these outsourced services to Oxford Economics, Oxford Economics Australia and BIS Oxford Economics. In addition, all visitors consent to the collection, maintenance, and processing of their personal and non-personal information by Oxford Economics, Oxford Economics Australia and BIS Oxford Economics and these third-party providers.

NOTIFICATION OF CHANGES

If we decide to change the Policy, we will either notify users by way of an email or post material changes on the Sites so our users are aware of what information we collect, how we use it, and if we disclose it. Unless we seek and receive your consent, we will use information in accordance with the Policy under which the information was last collected. Users may prevent their information from being used for purposes other than those for which it was originally collected by emailing us at ‘[email protected]’.

SECURITY

We will use at least industry-standard measures on the Sites to protect the loss, misuse or alteration of the information under our control. We use a secure server hosting location, firewall protection, controlled access and secure data storage to protect your data. We do not store your passwords in plaintext, nor do we store your credit card information on our systems. The Sites fully support SSL and current encryption standards. We also limit access to your data to our employees who we believe reasonably need to come into contact with that information. While no system is guaranteed to be completely secure, we work hard to ensure our security measures protect all information in a responsible manner.

CONTACT INFORMATION

Any questions or suggestions about this Privacy Policy should be addressed via email to: ‘[email protected]’. Thank you for using www.oxfordeconomics.com / data.oxfordeconomics.com and www.oxfordeconomics.com.au.